Kaiser provides a little bit extra.

amanda (SAn francisco, california)

We chose Kaiser HMO because of cost and accessibility. The company owner and I collaborated when researching a variety of health insurance plans, and this specific plan was the best mix of affordable cost for the company owner, low co-pay for employees, and reasonable deductibles for yearly costs. Additionally, we made a switch from Health Net to Kaiser because Kaiser was able to offer coverage that was equal to Health Net for less than one-half of the price that Health Net proposed. Although some employees were upset to leave the doctors that they used with Health Net, everyone understood that the rising cost of Health Net's premiums meant that our small business could not cover 100% of the premium. With Kaiser, no single employee has to pay anything out of pocket for monthly premiums, which is of great interest to them.