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insurance jargon
Decipher insurance terms like "HMO" and "HSA" with the Insurance Jargon Dictionary
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HMO - In a HMO, members have to select a Primary Care Physician (PCP), to coordinate care and make referrals to specialist when needed.

HRA - Employers provide money to help members pay deductibles and covered expenses via HRA. Employers typically define how employees can use the money.

FSA - Employers provide FSA to help employees use pre-tax money to pay for eligible health care expenses and day-care costs for children. However, any FSA money left at year-end will be kept by the employer